Borrowing

Loans & mortgages tailored to your needs

Loans

Personal Loan

Make your plans a reality with flexible financing.

  • From 7% APR
  • 12-48 months
  • No insurance needed
  • Top-up available

Representative example:

AED 150,000 over 48 months

AED 3,574.56/month

Total interest: AED 21,579

Apply now

Car Finance

Drive your next car with flexible financing.

  • Competitive rates
  • Up to 5 years
  • New & used
  • Quick approval

Finance up to 80%

of vehicle value

Fixed monthly payments

Apply now

Mortgages

Home Purchase Mortgage

Make your dream home in the UAE a reality.

  • Competitive rates
  • Up to 25 years
  • Fixed rates available
  • Balance transfer

Equity Release

Unlock the value in your property.

  • Competitive rates
  • Flexible terms
  • No monthly payments
  • Lump sum access

Loan Calculator

Personal Loan Calculator

Estimate your monthly payments and total interest.

Calculate now →

Mortgage Calculator

See estimated monthly mortgage payments.

Calculate now →

Affordability Check

Check what you can afford to borrow.

Check now →

Who can apply?

  • UAE national or resident
  • Aged 21 to 65
  • Minimum income: AED 7,500/month
  • HSBC current account required
  • Salary transfer required
  • Valid passport & visa

Payments to Ghana set on longer available in GHS. Find out more.